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IBI BITEKEREZO 2 BIRAMUTSE BISHYIZWE MU BIKORWA MURI IKI KINYEJANA, ISI TWAYIREBERA MU YINDI NDORERWAMO.

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IHEREZO RYABA IRIHE DUSHOBOYE KURINDA IMPANUKA ZIBERA MU MUHANDA KU KIGERO CYA 90%?

Impanuka zo mumuhanda zigenda ziyongera umunsi kuwundi. Ibyegeranyo bigaragaza ko mu mwaka wa 2013, abagera kuri miriyoni 1.2 bapfiriye mu mpanuka zo mumuhanda, naho abagera kuri mirioni 20, barakomeretse. 40% zari imfu zo mu bushinwa no mu buhinde.

Icyenda by’icumi by’impanuka zo mu muhanda, biterwa n’amakosa y’abantu, bitewe nuko akenshi baba batwara basinze cyangwa bafite umuvuduko uri kukigero gihambaye. Inzobere mubijyanye n’inganda bagaragaje ko haramutse hakoreshejwe cyane ibinyabiziga bikoreshwa na otomatike (outhomatic), byagabanya impanuka zo mu muhanda kukigero cya 90%. Twifashishije ibipimo byo muri 2013, bigaragaza ko ubu buryo, buri mwaka bwarokora ubuzima bw’abantu buying miriyoni 1.1.

Tesla Elon Musk agaragaza ko imodoka yambere yo muri ubu bwoko izagaragara mu mwaka wa 2019. Gusa abandi siko babibona. Babonako ubu bwoko bwimodoka buzagaragara mu mwaka wa 2026. Ati: “bizatwara igihe kirekire kugirango tugire izi modoka zihagije mu buryo bwo kugabanya impanuka zo mu muhanda.” Gusa na none izi modoka zizaba zikoreshwa na otomatike, ntizizaba zizewe 100%. Zishobora kuzahakingwa (hacking), gutera urujijo rukomeye mu mibereho ya muntu, nko kuba yaguhitishamo kwica abagenzi utwaye cyangwa kwica umunyamaguru wigenderaga.”

Tugomba kugira ikizere, kuko ntago impanuka zizajya ziterwa n’utwaye nkuko byajyaga biba. Wenda akajya nko kuri terefone akibagirwa ko atwaye agakora impanuka cyangwa kubera yatwaye igihe kirekire, agatotsi kakamwiba maze impanuka ikaba. Musk akomeza avuga ko abantu bashobara no kuzamara nk’imyaka ibiri (2) bari mu modoka, bakaryama bagasinzira bashaka no kubyuka bakabyuka imidoka icyitwaye.

IYI SI YAGARAGARA ITE UMWANA W’UMUNTU ARAMUTSE YASHOBORA KUBONA AMAFARANGA MU NTOKI HIFASHISHIJWE MURANDASI?

Biriyoni ebyiri (2) mu isi, ni abantu badafite konte cyangwa ubwizigame muri banki, cyane cyane igitsina gore. Umusaruro wawo ubwo ni muke. Bivuze ko batishoboye. Abantu bagwa mu myenda ihambaye baramutse batisunga ibigo by’amamari ngo bibafashe kubitsa no kuzigamira ejo hazaza.

Umwunganizi mu by’amategeko wa blockchain (uburyo bw’ikoranabuhanga bwo kubitsa, kubikuza no kugurizanya hakoreshejwe murandasi) abonako tutakwizeye banki 100%. Umuntu aramutse abaye afite terefone ifite murandasi akaba yakoherereza amafanga, abantu bakayohererezanya umwe k’uwundi hakoreshejwe ubu buryo bw’ikoranabuhanga, ubukungu bw’isi twaburebera mu yindi ndorerwamo. Ubu buryo bwafasha ba bandi batagiraga aho bakura hafatika, bagashinga imishinga iciriritse, bakabona ubwishingizi, kandi buri umwe akohereza mu genzi we ari aho ari hose ku isi amafaranga mu buryo bumworoheye.

Ibika n’ibikuza mu bigo by’amamari, ryakagendanye n’ikoranabuhanga. Ubu buryo bwo gukoresha murandasi mu ibika, ibikuza, n’igurizanya bwaca ruswa n’ikoreshwa ry’amafaranga mu buryo butemewe n’amategeko. Ndetse n’ibihugu byabukoresha mu itora mu gihugu.

Ibihugu nka: Suwede (Sweden), na Jeworujiya (Georgia) byo byarakataje mu ikoranabuhnga, bikoresha buriya buryo mu kubika neza amakuru yerekeye igihugu cyangwa amakuru yerekeye ba nyiri ubutaka mu gihugu. Mu mwaka wa 2015, icyegeranyo cya Mckinsey cyakekeranyaga yuko igihugu cya mbere kizakoresha ubu buryo mu gukusanya imisoro mu mwa wa 2023.

Gusa igihe ririya koranabuhanga rizaba rikoreshwa, bizatuma inganda ku isi hose ziyongera ku kigero gihambaye mu buryo bwo gukora ibintu umwana w’umuntu atakekaka.

 

Yanditswe na John Baptiste MUNYEMANA.

 

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